For Individuals

A manageable pathforward starts with clarity.

Understand what you owe, explore an approved arrangement and move forward with respectful, confidential support.

  • Confidential service
  • Secure portal access
  • Flexible arrangements
  • Human support

Start with what matters most.

Illustrative example account — figures shown are for demonstration only.

Who do I owe?

See your accounts and the creditors involved.

Accounts
  • Bank LoanEC$4,200.00
  • Store CreditEC$2,112.46
  • Utility ArrearsEC$2,220.00
TotalEC$8,532.46

What is my next payment?

Know exactly what you need to pay and when.

Next PaymentEC$176.00
Due on25 Jul 2026

Am I on track?

Check your status and see if you're keeping up with your plan.

Payment StatusOn Track
Plan progress62%

Choose a plan that
fits your life.

Adjust your payments to find a plan that works for you.

  • Flexible schedulesChoose weekly, fortnightly, or monthly payments.
  • Stay on trackClear timelines help you stay in control.
  • Built for your lifePlans that adapt as your circumstances change.
BalanceEC$8,532.46
Weekly paymentEC$176.00
Adjust weekly payment
25 Jul 2026Payment 1
29 Aug 2026Payment 6
3 Oct 2026Payment 11
5 Dec 2026Final payment

Illustrative example. Plans are subject to approval.

A clear way forward.

1. Review

We review your accounts and understand your circumstances.

2. Agree

We establish the appropriate repayment plan together.

3. Pay

You make manageable payments on your agreed schedule.

4. Resolve

We bring the account to a documented outcome.

If circumstances change,
your plan can too.

Life happens. If something affects your ability to pay, we're here to help you review your arrangement and find a solution that works for you.

Speak With Our Team
Review your arrangement

Illustrative example, not your actual account.

Current plan
Weekly
Weekly payment
EC$176.00
Plan progress62%

Before you begin

  • Have your account reference ready
  • Review your balance and next payment
  • Choose an option that fits your circumstances

Reviewing your options does not commit you to a plan.

Questions before your next step.

Each account shows the original creditor, reference number and balance. You can request supporting documents through the portal before agreeing to anything.

Let's find a manageable next step.

Available options depend on account eligibility and creditor approval.